CHAMLONGRATH, W.; TINGSABHAT, C. The Payment Behavior and Electronic Payments Usage of University Students. Science and Engineering Connect, Bangkok, Thailand, v. 44, n. 1, p. 103–116, 2021. Disponível em: https://ph04.tci-thaijo.org/index.php/SEC/article/view/10360. Acesso em: 20 jul. 2025.